1/16/2019· Finance
An Introduction to Asset Allocation
By: Marguerita Cheng
When you approach your financial planner, a term that most of you might have heard from him/her would be "asset allocation." In this article, you will learn about asset allocation, the importance of asset allocation, different asset allocation strategies and the benefits of asset allocation in portfolio management.
1/14/2019· Transportation
By: Ned Einstein
Thankfully, mowing down pedestrians in a crosswalk is not yet commonplace. But it is also not rare. This incident scenario is most common to transit buses making left turns (see "The Danger Deterrent," NATIONAL BUS TRADER, April 2016) But it happens occasionally with almost every transportation mode. Yet the defenses almost always cited by the drivers are no match for someone with a high school diploma.
1/10/2019· Engineering
By: John Holecek
NFPA 921 advises the use of a systematic approach to fire investigation that is best embodied by the scientific method. The scientific method includes the steps of collecting data, analyzing that data, developing a hypothesis, and then testing that hypothesis. The final step of this process, testing the hypothesis, can be done either physically or analytically. In some cases, a physical test may be conducted to confirm or falsify some aspect of the hypothesis. However, in many cases creating a physical test may be difficult or even practically impossible. It is these cases, and others, where analytic testing using computer simulations may be helpful to the fire investigator.
1/3/2019· Insurance
End-of-Life Issues & Impact of Loss on the Insured
By: Wayne Citron
For the first time, end-of-life issues and the impact of the loss on the insured is the topic. Most of my writings concern insurance in one form or another. I have discussed the many types of insurance, what to look for in each policy, what coverages are available. I've written about what to expect from an insurance company, an agent, or a broker.
12/28/2018· Intellectual Property
Commercially Reasonable Efforts - How an Expert Can Help
By: Peter Crosby
Imagine this scenario: Early stage company Smallco develops an exciting new technology, which it uses to create the prototype of its first product - Brakethroo! A large company in the same field, Bigco, becomes aware of Brakethroo, and realizes that if the product works as hoped, it could be a valuable addition to Bigco's product range. Bigco offers to buy the technology and product from the shareholders of Smallco. The merger and acquisition (M&A) agreement specifies an up-front payment, and one or more payments dependent on achievement of milestones. Bigco agrees to use "commercially reasonable efforts" to achieve the milestones. Smallco and Bigco sign the agreement, the shareholders of Smallco get an immediate payout and look forward to further milestone payments.
12/24/2018· Transportation
Safety Compromises, Part 12: Conclusions
By: Ned Einstein
The final installment of this series examines the socio-economic dynamics and choices which led to the increasing commission of safety compromises by America’s public transportation services.
12/17/2018· Finance
How to Detect Elder Financial Abuse: 15 Warning Signs a Loved One Needs Help
By: Marguerita Cheng
Older American adults are at an increased risk of becoming a victim of financial fraud or exploitation and criminals don't want you to know it. An estimated $36 billion is lost to these con artists each year. They gain the trust of our loved ones and use it against them in ways that leave victims emotionally and financially devastated.
12/14/2018· Accident Prevention & Safety
Permit-Required Confined Spaces – What You Need to Know to Safely Enter (and Exit!)
According to the OSHA regulations, a confined space is anyplace that meets the following criteria: (1) Is large enough and so configured that an employee can bodily enter and perform assigned work; and (2) Has limited or restricted means for entry or exit; and (3) Is not designed for continuous employee occupancy.
12/5/2018· Computers
By: Philip J. Isaak
One of the new terms in the data center industry is Edge Data Centers. What is the Edge? Where is the Edge? Before we begin to understand what an Edge Data Center is, it might be helpful to first understand what it is not.
11/29/2018· Telecommunication
Analyst Angle: US and China Lead While Regulation and Competition Policy Impede Europe in 5G
By: Keith Mallinson
US, China, Japan and Korea are seizing global leadership in 5G with support of coherent and helpful industrial policies in those nations across the entire mobile ecosystem including technology development, spectrum licensing, site acquisition and operator consolidation. All these nations will launch 3GPP standard-compliant 5G services in 1Q 2019, except for the US, that might start sooner, and Japan, where the first launches are expected before yearend 2019. The first 5G smartphones will probably be sold to consumers to be sold to consumers in 2Q 2019.
