7/20/2022· Insurance Coverage Analysis
The purpose of this teaching case study is (1) to present an illustrative first-party legal case in which the author was retained as a testifying expert witness by a plaintiff attorney, and reference how it can be used in the classroom to illustrate important IRM concepts in an introductory, undergraduate, IRM course, and (2) encourage
4/20/2021· Insurance Coverage Analysis
The Dangers Of Absolute Exclusions, And Why Are Regulators Allowing Them?
The basis for many of the “absolute” exclusions is that the excluded exposure is supposed to be covered under other policies or not at all as to the insured’s conduct. In other words, if you have an E&O policy, insureds should not look to the policy to cover them for typical directors and officers exposures, employment practices liability exposures, or even technology exposures
12/15/2005· Insurance Coverage Analysis
The World Trade Center Property Insurance Trial: Lessons Learned?
Had the tragic events on 9/11/01 not occurred, we would have never learned about negligence, mistakes, errors and omissions, inconsistencies, and confusion that plagued the placement and negotiation of the property insurance program for the WTC and brought to light during the WTC trial
8/19/2004· Underwriting
All Should Use Greater Care Handling Underwriting Information
One of the tenets of insurance law is that parties to an insurance policy are expected to deal with each other in utmost good faith. Applicants for insurance or their brokers must disclose all relevant underwriting information fully and accurately to prospective insurers
12/21/2002· Insurance Coverage Analysis
An insurer may rescind its policy in the event of material misrepresentation or concealment of a fact by the insured. Misrepresentation is false statement of a fact by the insured
by James F. Pastor, PhD, JD
by David Meerman Scott
by Thomas G. Gutheil
