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8/20/2015· Insurance

Experience Modifiers: A Flawed Benchmark For Safety

By: Edward Priz, CPCU, APA

A growing trend for many businesses has been for their customers and prospects to use their experience modification factor as a safety benchmark, requiring a modifier of 1.00 or 1.05 for those bidding on projects. A higher modifier can disqualify a firm from bidding on many projects, particularly governmental projects.

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8/14/2015· Transportation

Buses and Motorcoaches: Blocking the Windshield, Missing the Point

By: Ned Einstein

With panoramic/wraparound windshields lying against the front plane, sun visors, tinted windshields, crossover and parabolic mirror systems, ergonomic driver compartments with tilting/telescopic steering columns and pneumatically-adjustable seats, video surveillance cameras and motion detection sensors - much less corrective lenses, sunglasses, annual vision examinations, and continual improvements in headlamps - one would think that bus drivers could see and react to large objects appearing directly in front of their vehicles. But, as many jurors learn, one would be wrong.

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7/31/2015· Construction

Tower Cranes Warrant Closer Look

By: Thomas Barth

According to statistics, about 125,000 tower cranes are operating worldwide and, on average, are erected in 2 days on various jobsites to build skyscrapers. There are two types of cranes, tower and mobile, which can be purchased or rented depending on the company's scope of work. Mobile cranes are limited because they must be moved from location to location on the jobsite to maneuver materials. Tower cran es can be placed closer toge ther, have a radius of about 140 square meters, and can lift steel, concrete, and a va riable range of building material. Contractors can save 50 percent on the cost of material handling by using self-erecting tower cranes and onsite labor, saving thousands. Due to the flexibility of tower cranes, they are becoming more commercialized and are high in demand.

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7/28/2015· Audio Forensics

Pocket Dialing and Voicemail

By: David Smith

Pocket dialing occurs when a mobile phone's touch pad is pressed by something in a person's pocket or purse, or, if the person happens to sit down a certain way, a part of their anatomy. If the pressed key or screen surface area is programmed to dial or redial a telephone number, a call occurs. This call often goes undetected by the phone's owner. Some phones are more prone to this phenomenon than others.

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7/21/2015· Construction

Elder Abuse - It Isn't Always About Physical Abuse

By: Michael Panish

Having recently testified as the door hardware, lock and security expert witness on a very serious elder abuse case involving the rape of a 93 year old resident of a retirement home, I am intimately aware of the potential for physical violence and neglect aimed directly at senior citizens. The following is about a completely different kind of abuse involving our senior population.

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7/17/2015· Education & Schools

Kids In The Creek: Using STEM & Green Strategies to Transform Urban Schools

By: Dr. Virginia Rhodes

What does it take to improve science performance in an inner-city high school? Could a science "immersion" strategy change motivation and interest in science? How can we meet a key strategic goal of our urban district: "All students graduate and are prepared for postsecondary education, successful careers and productive citizenship."

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7/13/2015· Aquatics Safety

Just When You Thought It Was Safe To Go Into The Water

By: Trevor Sherwood

Is your pool putting your patrons in harm way? When getting your pool ready for the upcoming summer season, you need to make sure your pool meets state requirements for safety and operation. Since New Jersey has one of the thorough bathing codes in the nation and outbreaks of recreational water illnesses are occurring every year, everyone needs to be sure that their pool is up to code for a safe swimming season.

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7/10/2015· Insurance

An Unregulated Workers Compensation Insurance Market Poses Problems

By: Edward Priz, CPCU, APA

Recently, a former Director of the Illinois Department of Insurance wrote an Op-Ed piece, decrying recently proposed legislation that would require insurers to file changes in Workers Compensation insurance rates with regulators before using those rates with insurers. The proposed legislation would also allow the Department of Insurance to disapprove rates if it was determined they were excessive.

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7/8/2015· Transportation

Buses and Motorcoaches: Seating and Securement

By: Ned Einstein

Comparing their relative safety to that of other vehicles, a number of motorcoach features come immediately to mind: Mass, monocoque construction pneumatic suspension, and fully-padded, forward-facing seats. Yet incidents like these still occur:

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6/24/2015· Design

Retail Design & Display: Chain Store Personal Injury

By: Jerry Birnbach

I have been retained by a law firm as an expert witness in the field of Retail Design and Display. I was asked to review a furniture retail Store located in the above referenced address. It does need to be noted that I was not able to review the actual piece of furniture in question nor the camel statue that fell off of the chest and onto the plaintiff.

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