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10/15/2009· Banking

Corporate Governance: How to Act in a Post Bailout Era

By: Catherine A. Ghiglieri

Corporate governance refers to the manner in which a company is directed by its board of directors. With the collapse of such companies as Enron, WorldCom, and others, there has been greater scrutiny of corporate governance and the manner in which boards of directors make decisions affecting their companies.

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10/10/2016· Banking

Strategic Planning: New Views of an Old Process

By: Catherine Ghiglieri

Strategic planning has always been an important function of the board of directors, but it takes on an even more critical role when under the regulatory microscope. The OCC announced that, for the remainder of 2016, it will continue to focus on strategic risk, as banks change their business models to adapt to innovative products and services.

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10/20/2014· Banking

Recruiting New Bank Directors - Is Your House In Order?

By: Catherine Ghiglieri

Many banks need to add new board members because some are reaching a mandatory retirement age or because others who agreed to stay through the financial crisis now want to rotate off the board. Banks need to keep in mind that they will be under close scrutiny by any prospective candidate who will be conducting due diligence on the bank at the same time the bank is conducting due diligence on the candidate. In order to ensure your bank can attract top candidates for board positions, consider the following before beginning the recruiting process:

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8/12/2016· Forgery & Fraud

How to Minimize Your Litigation Risk in a Low-Tech Way

By: Catherine Ghiglieri

Ten years ago, I wrote an article on how banks could minimize their litigation risks. Unfortunately, many of the same schemes are present today as they were ten years ago, such as check fraud, check kiting, elder abuse, bookkeeper fraud, and construction loan fraud. Today, cybersecurity and other high-tech risks are consuming bankers' attention in order to reduce their operational and reputational risks. While these issues are important, here are a few of the low-tech ways in which banks can minimize their litigation risk.

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11/8/2013· Banking

Bank Directors: Walking a Fine Line between Customer Service & Corporate Governance

By: Catherine Ghiglieri

Directors in community banks are usually picked for two reasons: their expertise and their ability to bring business into the bank. Upon taking their places at the board tables, however, directors immediately learn that while bringing business into their bank is a laudable goal, they also have to ensure that their bank operates in a safe and sound manner. Directors, thus, walk a fine line between these two goals.

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2/27/2013· Banking

Strategic Risk: What the Board of Directors Should Know About It and What They Should Do About It

By: Catherine Ghiglieri

Strategic risk is currently a focus of regulatory scrutiny and the board of directors should understand what it is and how to manage it. Strategic risk is the risk to a bank's earnings and capital from making poor business decisions, from not implementing business decisions properly, or from failing to respond to industry changes.

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12/19/2023· Domestic Violence

Unveiling The Vital Role of Psychologist Expert Witnesses In Battered Women Cases

By: Charles H. Heller, PhD

Navigating the complexities of legal cases involving battered women demands a comprehensive understanding of the psychological impact on victims. In courtroom battles, psychologists and expert witnesses play a pivotal role in shedding light on the intricate nuances of these cases. In this blog post, we delve into the crucial contributions of psychologists to advocating for justice...

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11/3/2009· Food & Beverage

Confronting Food & Beverage Quality Failures with Analytical Chemistry

By: Chemir Analytical Services

Quality issues or product failures can cause manufacturing shut-downs, customer complaints or even legal disputes. These problems include contamination, off-flavors/colors/odors, toxic substances, migration/leaching and packaging failures.

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11/6/2018· Power Supplies

Aspects of Lithium Ion Batteries

By: Chet Sandberg

The 18650 cell has become the workhorse of the lithium ion battery industry and is a good candidate for analysis of most lithium ion batteries properties. Tesla automobiles, laptop computers, e-cigarettes, scooters, and grid energy storage all use the 18650. The 18650 cell is a leader in cost reduction, stored energy has been continually increasing and over 2 billion cells were manufactured in 2016. Lithium ion cells are truly a marvel of chemistry and electrical engineering.

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5/1/2017· Plants & Trees

The Correct Way to Plant a Tree

By: Christian Plunkett

Whether the companies planting these trees are planting them incorrectly out of ignorance or in pursuit of maximizing profits; get in, get out, get to the next job, I do not know. In either case, it behooves a homeowner or property manager to do their due diligence and educate themselves on proper tree planting technique so that they will recognize when they are receiving a quality service and when they are throwing their money down the drain.

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